Your credit report contains information about where you live, how you pay your bills, and whether you've been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation's credit reporting companies. Some ...
Introduction Those who depend on foreign oil for transportation fuel have seen prices roller-coaster between $5/gallon and $1.75/gallon and back up again. The economic impact of our dependence on foreign oil ...
Introduction Those who depend on foreign oil for transportation fuel have seen prices roller-coaster between $5/gallon and $1.75/gallon and back up again. The economic impact of our dependence on foreign oil could not be clearer. To get off the roller-coaster, smart consumers are looking at the expanding availability of advanced, efficient vehicles, including hybrids and all-electrics as well as cleaner domestic fuels such as propane, natural gas, ethanol, and biodiesel. Alternative fuels and advanced vehicles including flexible fuel vehicles (FFVs), hybrids, electric ...
Sunlamps and tanning beds promise consumers a bronzed body year-round, but the ultraviolet (UV) radiation from these devices poses serious health risks. "Although some people think that a tan gives them a 'healthy' glow, any tan is a sign of skin damage," says Sharon Miller, M.S.E.E., a Food and Drug Administration (FDA) scientist and international expert on UV radiation and tanning. "A tan is the skin's reaction to exposure to UV rays," says Miller. "Recognizing exposure to the rays as an 'insult,' ...
Oil spills affect wildlife and their habitats in many ways. The severity of the injury depends on the type and quantity of oil spilled, the season and weather, the type of shoreline, and the type of waves and tidal energy in the area of the spill. Oil can be categorized into five groups, ranging from very light to very heavy oils. Most oil has a density less than water, so it floats. Oil tends to spread into a thin layer on ...
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit, or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking." What's Blocking? When you use a credit or debit card to check into a hotel or rent a car, the clerk usually contacts the company that issued your card ...
Use these Easy and inexpensive solutions for business or home to stay cool and comfortable without stressing your pocket book. Maintain air filters and HVAC equipment Well-maintained equipment runs more efficiently, so replace or clean filters as needed and have your air conditioner unit serviced annually. Set your thermostat as high as is comfortable The smaller the difference between the indoor and outdoor temperatures, the lower your overall cooling bill will be. Running the AC at 78°F instead of 72°F can save ...
The easiest way to size your solar electric system is to have a vendor come to your home and perform a site analysis and load assessment. Solar electric vendors have ...
The easiest way to size your solar electric system is to have a vendor come to your home and perform a site analysis and load assessment. Solar electric vendors have the experience and tools necessary to gather the data needed for the calculations. Most vendors will supply predesigned package systems that range from one kilowatt (kW) for a small energy-efficient home up to 2.5 kW for a large home. However, if you want to determine the size of ...
