Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting [...]
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit, or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card “blocking.”
What’s Blocking?
When you [...]
With talk of stimulus plans ruling the news, it is no surprise a new round of stimulus scams are afoot.
Here’s how it goes: An email, online ad, or website says you’re eligible to get an economic stimulus payment. You just have to send back a form or submit one online to get it. The message [...]
1. Don’t give your account number and bank routing information to anyone you don’t know.
Give out your account information for transactions only if you are familiar with the company you are dealing with. And if you have not done business with a company before, give out account information only if you have initiated the transaction. [...]
Regardless of their name, these small, short-term, high-rate loans by check cashers, finance companies and others all come at a very high price. The finance charge can climb to $60 to borrow $100.
An education beyond high school is an investment in your future. It can be expensive and often requires you or your family to take out loans to help pay for it.
Student loans fall into two categories, federal loans and private loans.
Federal loans, which are subject to oversight and
regulation by the [...]
“We suspect an unauthorized transaction on your account. To ensure that your account is not compromised, please click the link below and confirm your identity.”
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“During our regular verification of accounts, we couldn’t verify your information. Please click here to update and verify your information.”
Have you received email with a similar message? It’s [...]
